Frictionless 3DS
Streamline your card payment flows with device-bound, issuer-trusted authentication. Replace clunky OTPs and Push Notifications with invisible security — reduce drop-offs and drive better approval rates, all while enhancing customer experience.
Minimize
3DS Step-Ups
Say goodbye to frustrating step-up prompts.
Ideem’s ZeroTrust Secure Module (ZSM) turns the device into a FIDO2 authenticator. This can be leveraged as a Delegated Authenticator or as a seamless Step Up method.

Issuer-Trusted Device Recognition
Build issuer confidence, reduce false declines.
Ideem’s ZSM delivers 100% confidence in trusted devices through cryptographic device binding. No need for big models that use device fingerprinting to guess if it is the same device.

Better Conversion, Less Abandonment
Fewer interruptions, more completed payments.
When you eliminate high friction step-ups, you keep customers moving, and revenue flowing.

Frequently Asked Questions
Finen works with all major banks and financial institutions for seamless integration.
Yes, Finen provides a unified view of your investments alongside your bank accounts.
Absolutely. Finen uses industry-leading encryption to ensure the safety of your financial data.
Absolutely. Finen uses industry-leading encryption to ensure the safety of your financial data.
Absolutely. Finen uses industry-leading encryption to ensure the safety of your financial data.