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Use Cases

Validated in Market

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Global Banking

Problems:

  • Fraud limits international deployment

  • 2FA required across all geographies

ZSM Benefit: 

  • Drastic fraud reduction with universal device support across 100+ countries

  • Unlock $10MM+ new business

International Mobile Wallets

Problem:

  • Tens of millions of users sending millions of OTPs per day

  • OTPs are expensive, fraud vector, and have poor user experience

ZSM Benefit: 

  • Replaces 80% of OTP reducing cost and fraud

  • Powers partner integration for auto-binding checkout flow

Mobile Payment
By taxi

Gig Economy

Problems:

  • OTP required for all payments to be finalized leads to poor user experience

  • Rampant fraud including phishing and credential stuffing 

ZSM Benefit: 

  • Reduce user friction by using a silent second factor to authenticate all payments 

  • Eliminate fraud vectors leading to secure payments

Online Marketplaces

Problem:

  • Payments require authentication, users experience friction navigating checkout

  • Authentication forms such as OTPs are fraud vectors and expensive

ZSM Benefit: 

  • Replace OTPs lowering costs exponentially

  • Powers seamless checkout flow leading to improved user experience

Shopping Online
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